Cave Creek Homes with Conventional New Financing

Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the stunning Sonoran Desert and part of Maricopa County. Known for its vibrant western charm, this picturesque town offers a unique blend of natural beauty, rich history, and a close-knit community atmosphere. With its breathtaking desert landscapes, scenic trails, and abundant outdoor recreational opportunities, Cave Creek is a haven for nature lovers and adventure seekers alike.

Cave Creek is famous for its eclectic mix of art galleries, unique shops, and delightful dining options, showcasing the best of Southwestern culture. The town’s historic downtown area is a lively hub where residents and visitors can enjoy local events, farmers' markets, and live music, all while soaking in the warm Arizona sun.

When it comes to real estate, Cave Creek offers a variety of homes that cater to diverse lifestyles. Whether you’re looking for a charming single-family home, a luxurious estate, or a cozy townhome, there’s something for everyone in this enchanting town. Many properties are available with conventional financing options, making it easier for you to find your dream home without the hassle.

Imagine waking up to stunning mountain views and enjoying the serenity of desert living, all while being just a short drive from the bustling amenities of Phoenix. Cave Creek is not just a place to live; it’s a lifestyle where adventure meets tranquility. Explore the possibilities and discover your perfect home in this captivating corner of Arizona!

Newest Cave Creek Homes with Conventional New Financing

5430 E Palo Brea Lane, Cave Creek
$2,000,000
5 Beds ⋅ 5 Baths ⋅ 7096437 MLS ⋅ 4,620 SqFt.
A private courtyard casita with its own entrance and kitchenette sets this Cave Creek luxury home apart. Mountain views and high-end finishes carry throughout, including custom stone and tile, architectural feature walls and statement lighting. The main home offers a first-floor primary suite, gym, three-car garage, upstairs loft, media room and flex room with bedroom potential. The chef's kitchen features custom cabinetry, two veined-stone waterfall islands, Wolf cooking appliances, a Cove dishwasher and Sub-Zero refrigeration. The great room has a four-panel slider, stone fireplace and lighted built-ins; the dining room features dimensional tile. Spa-inspired baths showcase AXOR, RONBOW, TOTO and GROHE fixtures. The backyard features a pool, covered patio with misting, outdoor kitchen

5430 E Palo Brea Lane, Cave Creek
27621 N 47th Street, Cave Creek
$700,000
5 Beds ⋅ 3 Baths ⋅ 7096182 MLS ⋅ 3,203 SqFt.
This beautiful and spacious two-story Cave Creek home offers 5 bedrooms, 3 bathrooms (including one full bedroom and bathroom downstairs), 3,203 square feet of living space, along with a 3-car garage. The home features a mix of tile flooring and newer carpet. The floor plan is great for everyday living and entertaining. The primary suite includes dual vanities, a separate soaking tub, a walk-in shower, and a large walk-in closet. Outside, the backyard features a swimming pool, a large covered patio and extended patio space. Additional features include built-in garage storage, fridge and washer/dryer that convey with the home. This home is conveniently located near the active, fun town of Cave Creek and just minutes from Desert Ridge and City North with lots of shopping, dining, entertainment, golf, and other activities to enjoy!

27621 N 47th Street, Cave Creek
4215 E Palo Brea Lane, Cave Creek
$519,000
3 Beds ⋅ 2 Baths ⋅ 7096137 MLS ⋅ 1,423 SqFt.
Excellent 3 bedroom, 2 bath single level home in Tatum Ranch. Located on a corner lot with low maintenance desert landscaping in the front and back yards. Open, spacious great room floor plan with tile floors in all high traffic areas and carpet in bedrooms. Split master bedroom features double sinks, and walk-in closet. Secondary bedroom also has walk-in closet. Secondary bathroom has a soaking tub. Large kitchen with extended cabinets and all appliances included. The kitchen has brand new Oven, Microwave, and Dishwasher. Inside laundry room with washer and dryer included. Private backyard with covered patio.

4215 E Palo Brea Lane, Cave Creek
6407 E Lowden Road, Cave Creek
$2,750,000
4 Beds ⋅ 4 Baths ⋅ 7095895 MLS ⋅ 3,919 SqFt.
Brand new, beautifully bold, and ready for its debut. Set on a full acre, this striking new build offers over 3,900 square feet with 4 bedrooms, 4 baths, and room to live large. The great room sets the scene for unforgettable evenings, complete with a wine bar that invites you to pour a glass and stay awhile. Propane gas cooking brings the heat to the kitchen, while the wraparound patio beckons for morning coffee, sunset cocktails, and dinner under the stars. A 3-car garage completes the package. Space to spread out. Style to draw you in. Your next chapter starts here.

6407 E Lowden Road, Cave Creek
5108 E Rancho Caliente Drive, Cave Creek
$735,000
3 Beds ⋅ 2 Baths ⋅ 7095375 MLS ⋅ 1,876 SqFt.
Experience the beauty and tranquility of the Sonoran Desert from this custom territorial-style residence on approximately 1.06 acres in Desert Foothills North. Surrounded by natural desert vegetation, the property offers a welcome sense of privacy and openness, with a north-facing backyard and glimpses of Black Mountain. Inside, high ceilings and a wood-burning corner fireplace give the great room warmth and architectural character. The spacious kitchen features generous counter space, abundant cabinetry, a breakfast bar, built-in desk and comfortable breakfast nook. Expansive windows define the Arizona room, creating an inviting place to relax, entertain or simply enjoy the changing desert light and scenery. The split-bedroom layout provides separation between the primary suite and two additional bedrooms. The primary retreat includes a bay window, dual vanities, a jetted soaking tub, separate shower and walk-in closet. One secondary bedroom offers exceptional flexibility with custom built-ins and a Murphy bed, making it equally suited for an office or guest accommodations. Complete with a side-entry two-car garage, this is an opportunity to enjoy the space, scenery and distinctive character of Cave Creek living.

5108 E Rancho Caliente Drive, Cave Creek
6914 E Highland Road Unit Lot 1&2, Cave Creek
$1,350,000
4 Beds ⋅ 3 Baths ⋅ 7095291 MLS ⋅ 2,932 SqFt.
Experience the space and beauty of Cave Creek living with this unique equestrian property featuring no HOA and two separate adjoining parcels totaling approximately 4.6 acres. Framed by breathtaking 360-degree mountain views, the property offers a comfortable 3-bedroom, 2-bath main home and an attached 1-bedroom, 1-bath casita with its own kitchen and living room--perfect for guests, multigenerational living, or added privacy. Horse amenities include a 3-stall mare motel, spacious turnout, round pen, riding arena, and tack shed, with direct access to nearby trails for exploring Cave Creek's stunning desert landscape. A circular driveway, expansive parking for trailers, RVs, and toys, and a large fenced yard complete the setup. Come Enjoy Cave Creek as it was meant to be!

6914 E Highland Road Unit Lot 1&2, Cave Creek
37644 N Hidden Valley Drive, Cave Creek
$1,400,000
7 Beds ⋅ 5 Baths ⋅ 7095270 MLS ⋅ 5,390 SqFt.
Welcome to this large home near Cave Creek Town central, A plethora of living space with 7 bedrooms and 5 baths, Updated for todays living, Brand new interior and exterior paint, New roof with 10 year warranty, Kitchen has been updated with new Stainless Frig, Dishwasher to enhance the Granite Island and counter tops, open to the Nook area plus a formal Dining room, Living room has a Gas Firplace, Main Bedroom has a sitting area, Gas Fireplace, Main bath Has double vanity, makeup counter, a free standing Tub plus a tiled Shower, Four other Bedrooms share two Baths, Home has two Laundry areas on each floor, a special extra this home has a main floor Casita with full Kitchen, full bath, two Bedrooms, Has own private entry with no steps, Lot has room for a Pool, All this at a great value

37644 N Hidden Valley Drive, Cave Creek
5015 E Desert Forest Trail, Cave Creek
$482,000
3 Beds ⋅ 3 Baths ⋅ 7094964 MLS ⋅ 1,944 SqFt.
INCREDIBLE BUYER INCENTIVES: $7,000 MORTGAGE CONCESSION. Seller will pay up to $7,000 at closing towards your interest rate buydown if you finance with lender of sellers choice. 5015 E Desert Forest Trl is a two-story Cave Creek home with three bedrooms and over 2,000 sq ft of living space. A covered rear patio opens to an adjoining courtyard. Inside, the kitchen centers on a large island with a sink and seating overhang, with open sightlines across the living and dining areas. The upstairs primary suite has windows on two sides, a walk-in closet and a bathroom with a tub and separate shower. Two additional bedrooms and a laundry room share the upper level. A downstairs powder room and attached two-car garage complete the layout. Included 100-Day Home Warranty with buyer activation

5015 E Desert Forest Trail, Cave Creek
6447 E Lone Mountain Road N, Cave Creek
$850,000
2 Beds ⋅ 2 Baths ⋅ 7094816 MLS ⋅ 2,304 SqFt.
A Rare Sonoran Desert Sanctuary with Breathtaking Mountain Views Discover a truly special retreat where natural beauty, privacy, and creative inspiration come together. Set on 2 picturesque acres and framed by dramatic mountain views, this one-of-a-kind property captures the essence of the Sonoran Desert, complete with majestic, approximately 200-year-old saguaro cacti--a remarkable and timeless feature of the landscape. With direct access to the wash and wide-open space to roam, the property offers an exceptional setting for horse enthusiasts, outdoor living, and those who appreciate the freedom and beauty of the desert. Inside, rustic character meets inviting warmth with exposed beams, abundant natural light, and generous storage throughout.

6447 E Lone Mountain Road N, Cave Creek
28421 N 59th Way, Cave Creek
$1,600,000
3 Beds ⋅ 4 Baths ⋅ 7094565 MLS ⋅ 2,946 SqFt.
MODERN LUXURY IN GATED SONORAN TRAILS! Built in 2024 and situated on an expansive estate sized lot, this contemporary residence offers the perfect blend of sophisticated architecture, thoughtfully designed living spaces, and the freedom to create your ultimate Arizona lifestyle. From the moment you arrive, the striking stone accents, clean architectural lines, beautifully landscaped front yard, and inviting covered porch make an unforgettable first impression. Step inside the grand foyer, where soaring ceilings, dramatic wood beams, and an impressive statement fireplace set the stage for refined yet comfortable living. At the heart of the home, the chef-inspired kitchen is designed to impress featuring sleek modern cabinetry, gorgeous quartz countertops, an oversized island, and a spacious walk-in pantry. The adjoining formal dining area provides an elegant setting for memorable gatherings, while the dedicated den/office with convenient access to a butler's pantry connecting to the kitchen offers both functionality and sophistication. Designed to embrace Arizona's coveted indoor-outdoor lifestyle, expansive sliding glass doors open fully to create a seamless connection between the living areas and covered patio. Whether hosting friends for an evening under the stars or enjoying a quiet morning outdoors, this home makes entertaining effortless. Enhancing the home's modern appeal is a custom-installed audio and visual package. Motorized window shades provide additional convenience, while OWNED Tesla solar panels offer an energy-conscious feature that complements the home's contemporary design. The thoughtfully designed split floor plan features three spacious bedrooms, each with its own private bathroom and walk-in closet. The luxurious primary retreat offers direct backyard access and a spa-inspired bathroom complete with an oversized walk-in shower, separate soaking tub, and dual vanities. An additional powder room and versatile flex space can be used as a home gym, creative studio, or second living space. CAR ENTHUSIASTS, THIS ONE IS FOR YOU! The exceptional FOUR-CAR GARAGE features two separate two-car bays, each equipped with its own mini-split for year-round climate control. Whether showcasing a prized collection, or enjoying your favorite hobby this setup is truly impressive. Step outside to discover the incredible potential of the nearly 0.4-acre property. The expansive backyard is a blank canvas awaiting your vision. Imagine a sparkling custom pool and spa, an outdoor kitchen, lush desert landscaping, or a resort-inspired entertaining retreat designed entirely around your lifestyle. With generous space to bring your ideas to life, the possibilities are yours to explore. Located within the gated community of Sonoran Trails, this exceptional property combines the appeal of newer construction, contemporary elegance, privacy, and remarkable versatility.

28421 N 59th Way, Cave Creek
4715 E Red Bird Road, Cave Creek
$649,900
3 Beds ⋅ 2 Baths ⋅ 7094302 MLS ⋅ 1,796 SqFt.
Nestled on a premium corner lot in desirable Cave Creek (85331), this beautiful 1,796-square-foot, single-level home offers the perfect blend of privacy, modern updates, and functional design. Built in 1999 and recently renovated, the residence features a highly desirable split floorplan with 3 bedrooms and 2 bathrooms, all under soaring high cathedral ceilings. Step inside to a bright, inviting interior boasting a spacious great room, three elegant bay windows, custom window shutters, freshly painted walls, and brand-new carpet throughout. The upgraded kitchen is a chef's delight, equipped with premium 42-inch upper cabinets and new stainless steel appliances. No detail has been overlooked regarding the home's major infrastructure, which features a newer HVAC system, a newer roof, and an included water softener. Storage is maximized by a rare, attached 3-car garage. The exterior is equally impressive, featuring fresh exterior paint and a massive, highly private backyard shaded by mature trees. Complete with an outside rear patio, it serves as an ideal setting for family picnics and weekend barbecues. This lovely, move-in-ready home is truly designed to accommodate your entire family. Newer Roof 2024, Newer HVAC 2023, New Kitchen with top quality Cabinets, Stainless Steel Appliances 2025 .

4715 E Red Bird Road, Cave Creek
6525 E Cave Creek Road Unit 23, Cave Creek
$1,425,000
3 Beds ⋅ 4 Baths ⋅ 7094254 MLS ⋅ 3,070 SqFt.
Exceptionally upgraded Agave floorplan in the highly desirable Hidden Rock community. Showcasing premium upgrades and offering an elevated level of finish and design rarely seen within the subdivision. Designed for seamless indoor-outdoor Arizona living, the backyard is thoughtfully curated for both relaxation and entertainment, featuring a built-in BBQ area, covered patio and custom putting green, creating a private resort-style retreat perfect for hosting or unwinding under the desert sky. Inside, sophisticated luxury defines every space. Soaring ceilings, picture windows, designer tilework, and a chef-inspired kitchen highlight the home's upscale appeal. The kitchen is equipped with a large waterfall quartz island , high end appliances, beautiful tray ceiling and upgraded lighting

6525 E Cave Creek Road Unit 23, Cave Creek
Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

How much is your home worth?

Get instant property value now!