Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, vibrant community, and breathtaking desert landscapes, Surprise offers a unique blend of suburban charm and urban convenience. With a population that has been steadily growing, this city boasts a rich tapestry of culture, recreational activities, and a welcoming atmosphere that makes it an ideal place to call home.

Surprise is home to a variety of amenities, including lush parks, top-rated schools, and a thriving arts scene. Whether you’re an outdoor enthusiast looking to explore the stunning Sonoran Desert or a family seeking a safe and friendly neighborhood, you’ll find everything you need right here. The city also hosts numerous events throughout the year, such as the Surprise Party and various farmers' markets, fostering a strong sense of community.

For those considering buying a home in this wonderful city, it’s worth noting that many properties are eligible for FHA financing. This means that first-time homebuyers and those looking for affordable options can take advantage of lower down payments and flexible credit requirements. With a diverse range of homes available, from cozy single-family residences to modern townhouses, there’s something to suit every lifestyle and budget.

Embrace the opportunity to live in Surprise, AZ, where your dream home awaits. With FHA financing options available, stepping into homeownership has never been more accessible. Discover the charm of this remarkable city today!

Newest Surprise Homes with FHA New Financing

$679,000

3 Beds ⋅ 2 Baths ⋅ 7098187 MLS ⋅ 2,525 SqFt.

Meticulously maintained extended Stonecrest on hole #14 of Desert Springs GC.2,525sf,3 bedroom (extended primary & bedroom 3 w/bay windows) 2 bathroom split plan with desired 3 car garage.ROOF underlayment,HVAC,HWH replaced.Updated kitchen cabinets with pullouts,backsplash & quartz countertops,2 pantries & R/O.Great rm media wall,surround sound,fireplace.Living/dining room vaulted ceilings. Skylight.Neutral tile & carpet.Central vac,soft water system,laundry room/sink.Primary bedroom suite has door to patio.Jetted tub, shower,2 sinks & walk in closet.Extended patio with built in BBQ,sink,burner & refrigerator.Cool coated driveway,sidewalk,courtyard & patio.Painted 2023.Enjoy the multiple amenities, activities & golf at The Grand Arizona's premier active adult golf community. Gas grill replaced 2026, washer dryer replaced 2026,water heater replaced 2025, water softener replaced 2024, driveway/patio/walkway recoated and sealed 2026, house repainted 2023, 16' garage door tuneup 2026, 2020 guest bedroom expansion, roof underlayment replace 2019, heat pumps and air handlers replaced 2017, new carpet 2016, garbage disposal replaced 2016, kitchen rennovation 2016, vacation mailbox installed 2016, dishwasher replaced 2015, irrigation upgrade 2015.

16438 W Desert Wren Court, Surprise

$790,000

3 Beds ⋅ 3 Baths ⋅ 7097938 MLS ⋅ 2,225 SqFt.

Fall in love with this north-facing cul-de-sac home on an oversized 1/3+ acre lot in a single-story neighborhood. Features: 3 bedrooms, office, 3 baths, 3-car garage, attached pull-through RV garage, extended paver driveway, 10-ft gate & owned solar. Kitchen has granite counters, island & custom pull-out shelving. Dual en-suites offer tiled showers. Private backyard boasts a self-cleaning play pool, waterfalls, spa, Scabos travertine & artificial turf. Enjoy 2 extended covered patios with misters or the detached pergola, all with built-in lighting, ceiling fans & electricity. Gated dog run. Garage is fully insulated with 2 mini-splits, epoxy floors, built-in cabinets & overhead storage. Unfinished side yard has room for an additional garage, workshop, or whatever you can imagine! Enjoy nearby Asante Community Park, playgrounds, walking paths, and sports courts, plus a convenient location near shopping, dining, and Village at Prasada, with easy access to Loop 303 and US 60. Don't miss this opportunity!

24216 N 169th Drive, Surprise

$545,500

4 Beds ⋅ 3 Baths ⋅ 7097924 MLS ⋅ 3,435 SqFt.

Seller is willing to consider up to $15,000 in buyer concessions toward allowable closing costs or an interest rate buydown, subject to lender and loan program guidelines. Imagine stepping into your own Arizona getaway! In this Surprise home, a sparkling self-cleaning saltwater pool with rock waterfall sets the scene for sunny afternoons, while the covered patio invites relaxing evenings under the desert sky. Inside, gather by the fireplace, linger over meals from in the eat-in kitchen, or retreat upstairs to a loft ready for movie nights or a home office. The spacious primary suite offers a soaking tub, separate shower, dual vanities, and walk-in closet. With a 3-car garage, easy-care landscaping, and shopping, dining, and parks nearby, everyday life feels like vacation. Priced to sell!

13849 W Lisbon Lane, Surprise

$299,995

2 Beds ⋅ 2 Baths ⋅ 7097797 MLS ⋅ 1,081 SqFt.

Beautiful, gated Sun Village, a 55+ Active Adult Community. Come enjoy true resort living! Adorable 2 Bedroom, 2 Bath home with great curb appeal and front yard landscaping covered by HOA! Laminate and tile flooring throughout. Vaulted Ceilings make it bright and open. All appliances convey with purchase. Arizona room, and covered patio. Sun Village offers golf, heated swimming pool and spa, walking & biking paths, horseshoes, shuffleboard and much more. Lots of cabinets in the garage for extra storage.

14562 W Moccasin Trail, Surprise

$339,900

3 Beds ⋅ 2 Baths ⋅ 7097756 MLS ⋅ 1,522 SqFt.

Remodel 3Beds 2Baths Vaulted Ceiling. House has a new paint inside (including garage). Kitchen has been updated with new 3-inch granite countertop, new stainless-steel appliances, gas stove, new sink, faucet, lights and cabinet painting professionally. Separate living and family room. All tiles except for the bedrooms. (New tiles 2021) New Carpet/Padding. Bathrooms have new granite, sinks, faucets, plumbing, light fixtures, medicine cabinets and painting cabinets. Split master bedroom with large WC. All new light fixtures, chandeliers and ceiling fans throughout. Nice backyard with covered patio. 2 car garage with attached cabinets and opener. New side Gate.

13269 W Acapulco Lane, Surprise

$446,500

3 Beds ⋅ 2 Baths ⋅ 7097751 MLS ⋅ 1,971 SqFt.

Experience timeless design and modern comfort in the Erie plan in the Foothills Collection at Rancho Vista. A welcoming foyer that leads to Bedrooms 2 and 3, thoughtfully positioned with a shared guest bath between them. A functional mud room with option drop zone hall tree offers direct access from the 2-bay garage and connects to the laundry room which offers optional additional storage. The open-concept kitchen is a chef's dream featuring a spacious island, walk-in pantry, a separate formal dining room, and an adjacent breakfast nook with entry to the backyard. The expansive great room flows seamlessly between the kitchen and breakfast nook, creating the perfect setting for entertaining or relaxing.

23010 W Irma Lane, Surprise

$404,675

3 Beds ⋅ 2 Baths ⋅ 7097750 MLS ⋅ 1,585 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The Dartford floor plan offers ample living space in a modern layout. Two bedrooms flank a bath toward the front of the home, with the foyer leading into an airy, sunlit great room. Steps away, you'll find a dining area and a kitchen with a center island. The primary suite sits at the back of the home, offering a walk-in closet and a private bath. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping Century Home Connect® smart home technology

22834 W Monona Lane, Surprise

14575 W Mountain View Boulevard Unit 10322, Surprise

$292,000

3 Beds ⋅ 2 Baths ⋅ 7097748 MLS ⋅ 1,651 SqFt.

Rare find at Park Place Condominiums, a gated community in Surprise! This 3 bedroom, 2 bath, 3rd floor, accessible feature condo has no neighbors above you and sweeping mountain views. Everything that matters has been updated, including new flooring, plush new carpet, fresh paint, modern baseboards, 2023 hot water heater and two new heat pumps/HVAC systems. Step out through the convenient sliding screen door to your patio and take in the fresh air and mountain views. Beyond your front door, Park Place offers a resort style lifestyle. Swim in the pool, unwind in the hot tub, work out in the fitness center, or pick up a book in the library. Get creative in the craft room, host a get-together in the multipurpose room, or stroll the community's walking paths. Whether you're looking for a full-time residence or a lock and leave retreat, this one is ready when you are. Furniture is available, so you can skip the shopping and start enjoying Arizona living right away.

14575 W Mountain View Boulevard Unit 10322, Surprise

$440,700

3 Beds ⋅ 2 Baths ⋅ 7097746 MLS ⋅ 1,866 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. Searching for floor plan perfection? Have a look at the Heron! Boasting a modern layout showcasing an airy great room, a dining area, and an open kitchen with an island and a walk-in pantry, it's ideal for entertaining and everyday living. A private study is adjacent, and two bedrooms flank a bath toward the front of the home. The primary suite sits toward the back, offering a walk-in closet and an attached bath. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping

20867 N 228th Drive, Surprise

$422,995

3 Beds ⋅ 2 Baths ⋅ 7097744 MLS ⋅ 1,778 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The stylish, single-story Raven plan is ideal for any lifestyle. At the heart of the home, a spacious great room overlooks a dining area and a kitchen with an island and a walk-in pantry. Two bedrooms and a bath are adjacent. The primary suite is situated toward the back of the home, showcasing a walk-in closet and an attached bath. Also includes a private study. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping

20853 N 228th Drive, Surprise

$398,300

5 Beds ⋅ 3 Baths ⋅ 7097721 MLS ⋅ 2,105 SqFt.

Welcome Home! Space, location and comfort are blended in this beautiful 5-bed, 2.5-bath PLUS den home in Royal Ranch. Sports courts and playground outside your front door! The main level features a great room with dining, a den/flex space, half bath and a chef's kitchen with tons of storage, some newer appliances, including a gas range, island, and granite countertops. Upstairs, you'll find the oversized primary bedroom with ensuite and large walk-in closet, plus 4 generous bedrooms, two with walk-in closets. The backyard boasts new turf, a covered patio, built-in BBQ/Smoker, Pergola and fire pit. Great space for entertaining! Owned solar equals big savings! Minutes from Surprise Stadium Spring Training games and the sprawling Surprise Community Park, shopping and so much more!

15038 N 145th Lane, Surprise

$603,460

5 Beds ⋅ 3 Baths ⋅ 7097554 MLS ⋅ 2,776 SqFt.

The Lennon offers space, style, and versatility with 5 bedrms, 3 bathrms, and a bright open concept living area perfect for gatherings and everyday living. With a dedicated flex space ready to become a playroom, home office, or hobby area, this home is built to adapt to your lifestyle and make entertaining easier than ever. This home offers a Spa Shower in primary bathroom, white cabinetry, quartz kitchen counter, tile backsplash, wood-look tile floor and carpet in the bedrooms! INCLUDED - washer, dryer, window blinds, refrigerator and MORE! Residents enjoy EXCLUSIVE resort-style amenities. Shopping, restaurants, entertainment nearby. Each home is built with innovative, energy-efficient features designed to help you ENJOY more savings.

15882 W Honeysuckle Drive, Surprise

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Surprise Homes with FHA New Financing

Newest Surprise Homes with FHA New Financing

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