Surprise Homes with Owner May Carry New Financing

Welcome to Surprise, Arizona, a vibrant city nestled in the heart of Maricopa County! Known for its warm desert climate and welcoming community, Surprise is the perfect blend of suburban charm and urban convenience. With an array of parks, recreational facilities, and shopping options, residents enjoy a high quality of life while being just a short drive from the bustling city of Phoenix.

Surprise is not only famous for its beautiful landscapes and outdoor activities but also for its thriving real estate market. Whether you’re a first-time homebuyer or looking to invest, the city offers a diverse selection of homes, including options with Owner May Carry financing. This unique financing option allows buyers to work directly with sellers to create flexible payment arrangements, making home ownership more accessible and tailored to individual needs.

Imagine living in a community where you can enjoy year-round sunshine, explore scenic hiking trails, and participate in local events that bring neighbors together. Surprise is home to several golf courses, sports complexes, and family-friendly attractions, ensuring there’s always something to do. Plus, with a growing economy and a focus on community development, the city is poised for continued growth and opportunity.

If you're looking for a place that offers both a lively atmosphere and the comfort of suburban life, Surprise, AZ, is the ideal destination. Explore the possibilities of homeownership here, and take advantage of financing options that can make your dream home a reality. Welcome to your future in Surprise!

Newest Surprise Homes with Owner May Carry New Financing

$438,900

4 Beds ⋅ 2 Baths ⋅ 7092261 MLS ⋅ 2,094 SqFt.

Fully remodeled and move-in ready on a quiet cul-de-sac in Surprise Farms, with the 3-car garage buyers keep asking for. Brand new waterproof luxury vinyl plank runs throughout, finished with tall 5.5'' baseboards, fresh designer paint, refinished cabinetry with new hardware, and all-new lighting, fans and fixtures. The open great room flows into a bright kitchen with island seating, breakfast bar, walk-in pantry and stainless refrigerator. Split 4-bedroom, 2-bath single-level layout with a true laundry room. Out back, low-maintenance synthetic turf and a covered patio mean weekends are yours. Three full garage bays for the trucks, tools or toys. Community parks, playgrounds and sport courts, with Prasada shopping, dining and Loop 303 just minutes away.

17938 W Carmen Drive, Surprise

18635 W Pinnacle Peak Road Unit -, Surprise

$185,000

7090165 MLS

You can build your future home on the southern portion of the property, outside the flood plain. The flood plain lies along the northern portion. The flood plain lies along the northern portion. An existing shared well, drilled in 1978 is currently unused and the condition is unknown. Power is along the road; a connection is needed to serve the property. Sewer or septic on the property is unknown. Property is zoned Rural Residential with the city of surprise. The existing barn needs renovation. Build your vision or hold for the future.

18635 W Pinnacle Peak Road Unit -, Surprise

$249,000

7084376 MLS

This stick-built home in The Ranch offers smart Arizona living with a valuable bonus: an on-site RV port with full hook-ups right at home. Approximately 600 sq ft with one bedroom and one bathroom, it comes partially furnished for easy move-in. A rear storage unit houses the washer and dryer, while the private patio is ideal for morning coffee or sunset downtime. The RV port accommodates Class A motorhomes up to 45', eliminating storage costs and keeping you travel-ready. Located on a desirable corner lot with low HOA fees that include water, sewer, trash, and access to extensive community amenities. And best of all -- you own the lot. The Ranch section of Happy Trails is exclusive to Class A Motorhomes.

17200 W Bell Road Unit 1806, Surprise

$249,900

7079920 MLS

Nice opportunity for hard to find lot in Surprise. Access to water company, right off the Patton Rd parkway, with subdivision on south side. This is nice level land, recently cleared and grubbed. There is a private easement up the east side for the four lots of this minor land division. Water will actually come from the north of the property. Will require septic system. Excellent roads all the way to this property. These kind of lots are very hard to come by in Surprise! Seller will consider financing this. *an owner of this parcel holds AZ real estate License.

178X02 W Patton Road Unit 1, Surprise

$405,000

3 Beds ⋅ 2 Baths ⋅ 7078176 MLS ⋅ 1,756 SqFt.

*SELLER FINANCING AVAILABLE*This isn't simply updated--it's a complete remodel where quality shows in every room. No expense was spared, from the high-end 42'' soft-close cabinetry and quartz countertops to stainless steel appliances, beautifully updated bathrooms, all-new flooring, tile, upgraded lighting and stylish ceiling fans throughout. NO CARPET! Fresh paint inside and out, new baseboards, a NEW ROOF with a 10-year warranty and a newer A/C add even more value. Every detail has been thoughtfully selected, creating a fresh, high-end look from room to room. Truly move-in ready and remodeled from top to bottom with attention to detail. All of this in a highly desirable Surprise location near Prasada's popular shopping, dining and entertainment.

15784 W Crocus Drive, Surprise

$355,000

3 Beds ⋅ 2 Baths ⋅ 7065388 MLS ⋅ 1,495 SqFt.

ASSUMABLE LOAN | CORNER LOT | COMMUNITY POOL & SPLASH PAD | EQUITY POTENTIAL Move-in ready with rare assumable financing on a prime corner lot near the park. Open-concept layout flows from living to dining to a modern kitchen with stainless steel appliances, granite counters, and a spacious island. Private primary suite offers a walk-in closet and en-suite bath with dual sinks and a walk-in shower. Landscaped yard and covered patio create a serene retreat with generous side and back yards for recreation or play. Resort-style amenities: pools, splash pads, playgrounds, dog parks, and a BBQ ramada -- all just outside your door.

17308 W Daley Lane, Surprise

$2,000,000

7060443 MLS

Excellent opportunity to own raw land in the rapidly growing area! Whether you're planning your next development or looking for a smart investment, this property offers outstanding potential

E Raw Land Drive Unit -, Surprise

$900,000

7051089 MLS

Over 14 acres connected within 4 separate parcels. The parcels contain some flat land, some wash, some hillside.

14900 W 149th Avenue Unit -, Surprise

$149,000

7049791 MLS

Don't miss the opportunity to own this 1.19 acre of flat land in Surprise, AZ. Perfect for your dream home with utilities available- just tap in! Your dreams are attainable as seller financing is available with 20% down. No HOA and no flood plain. Build what you want when you want. This prime piece of land is perfectly poised for building your dream home surrounded by scenic views, custom homes and a peaceful rural setting. South boundary already has a block wall saving your tons of money! Survey and soils test is also provided, saving even more in your pocket! Progress is heading this way but this rural pocket of custom home lots is right in the middle of it! Come see today.

22825 N 222nd Avenue Unit -, Surprise

$449,000

2 Beds ⋅ 2 Baths ⋅ 7038311 MLS ⋅ 1,696 SqFt.

4 CAR GARAGE ALERT!! Yes this home has been upgraded with a 4th car garage for that toy you have been thinking about buying or already have and need the space to keep right at home. The home itself has many upgrades including a full width patio extension in 2022 with the 2 wall mounted TV's included, all carpet replaced with tile floors in 2023, Trane HVAC in 2024, entire backyard redone in 2024 with pavers and turf, new wood plantation shutters and roll up shades in 2023, new 2nd bathroom shower installed replacing tub, new garage door openers in 2025, new water heater in 2021, and a heater rated fireplace to give you real usable heat for some of those cooler Arizona winter nights. There is also a new security gate between the new garage and the front door for added privacy and security. The great room has all tile floors, vaulted ceiling, a ceiling fan and a heater rated gas fireplace that gives off real heat for those chilly winter days and nights. The nearby eat-in kitchen features a large island for eating that quick meal, built-in wall oven and microwave, separate cooktop, pantry and ample cabinet space for storage. The master bedroom has vaulted ceilings, tile floors and a wall mounted TV included. Master bathroom has double sinks, a step in shower with grab bars, a walk-in closet and a private toilet room. Second bedroom has all tile floors as well as a wall mounted TV included with updated bathroom real close with a new step in shower instead of a tub. There is a den/office also that could possibly be converted to a bedroom in the future. Large laundry room with lots of upper and lower cabinets and plenty of counter space for laundry day. All the garage floors feature epoxy coatings, and the new 4th car garage has a wall mounted TV and air conditioning, so working out there in the summer will be a breeze. There also is a solar transfer station wired into the main electrical panel to generate and store solar power to use in case of a power outage. The backyard has been upgraded with extended width and depth covered patio with 2 wall mounted TV's included, 3 ceiling fans, new pavers, new turf, multiple seating areas, cool decking, putting green on the side yard as well as a storage shed. There also is a great view of the White Tank Mountains from the kitchen and the back covered patio that will never get old. Enjoy everything that this great upgraded home has to offer in this resort style community with golf, swimming, activities and the lifestyle and privacy you are looking for.

18360 N Alamo Drive, Surprise

$155,000

7026154 MLS

Unique corner lot that is waiting for your RV or maybe a new park model. Use your imagination and create your special home. The shed is fresh and feels like new, ready to add personal touches or enjoy as a craft area. Corner lots are rare so do not wait. And as a bonus-owner will consider Seller Carryback Financing.

17200 W Bell Road Unit 616, Surprise

$479,900

6 Beds ⋅ 3 Baths ⋅ 7022877 MLS ⋅ 2,673 SqFt.

Spacious home with 2 downstairs bedrooms and 4 upstairs bedrooms. Living room and separate sitting room. Spacious kitchen. Open canvas yard for creative design. This home has been a well kept up rental property for many years and owner may carry. May need Needs new carpet or vinyl flooring and a little TLC. All offers will be reviewed. Seller may carry back loan short term with 15% down, competitive rate OAA.

14150 W Boca Raton Road, Surprise

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Surprise Homes with Owner May Carry New Financing

Newest Surprise Homes with Owner May Carry New Financing

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